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Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Wednesday, October 03, 2012

September Budget

September was the first month where we spent the entire month traveling and camping.  We've traveled well over 3500 miles this month.  So those envelopes are losing some of the cash!  We planned on eating out bunches while at Yellowstone and we did!  I might end up transferring some money from one envelope to another in October so that we can eat out some.  This is what campgrounds cost us for the month.  Nearly every night was a paid site somewhere. I'm hoping the organization is a bit better so that you can tell what we spent in each envelope a bit easier.




September Starting Envelope
Sept Expenses
Amt. in Envelope before payday
Add Payday Sept. 30
October Starting Amounts Envelope
Admission Turnpike Fees/Other  290
45
245
60
305
Fuel 
3872
1270
2602
333
2935
Car Maintenance 
76
0
76
76
152
Campgrounds 
3296
524
2772
245
3017
Clothing 
174
85
89
11
100
Entertainment/Movies Books 
374
0
374
31
405
Entertainment/Dish 
0
54
-54
60
6
Entertainment/Internet 
0
70
-70
70
0
Food/Groceries 
760
749
11
745
756
food/alcohol
365
210
155
170
325
Food/Restaurant 
118
218
-100
90
-10
Cell Phone 
83
37
46
37
83
Katz 
-12
7
-19
19
0
Large expenditures 
250
0
250
1
251
Marco  
32
46
-14
90
76
Medical (drugs, doctors, glasses)  917
30
887
185
1072
















































































































































































Friday, September 07, 2012

August Budget

August was an exciting month for the budget.  Starting August 31 and for the rest of my life, I will get a pension check on the last business day of the month.  I got sick (surprise) which led to boredom and that led to adding a dish traveller to our budget so that we now have cheap (after purchasing the equipment) entertainment.   It is also why our large expenditures this month are, well large.  After ordering the dish our internet router quit, thus the change in our Internet provider and more expenditures. I cashed in our discovercard funny money (over two years worth) to help purchase the equipment.  Here are the new figures which include a satellite Dish TV setup and a new wireless Internet device.   Also this month, I visited museums and went to the dentist and doctors repeatedly along with purchasing drugs and more drugs. Now we're sitting in Montana (note the change in fuel) writing this and life is fine!  I'm still trying to figure out how and what to include in a budget that would make sense to other people thinking of living this lifestyle.


Budget Envelope       8/1 August Expenses   Envelope         9/1
Admission Turnpike Fees/Other 60 270 40 290
Fuel 333 4279 740 3872
Car Maintenance 96 60 80 76
Campgrounds 245 3441 390 3296
Clothing 40 140 35 174
Entertainment/Movies Books 27 354 7 374
Entertainment/Dish 60 0 60 0
Entertainment/Internet 70 0 70 0
Food/Groceries 745 -11 719 760
Food/Restaurant 90 277 249 118
Cell Phone 37 83 37 83
Katz 19 25 56 -12
Large expenditures 505 420 675 250
Marco  65 12 45 32
Medical (drugs, doctors, glasses) 241 1142 466 917






Total 2633
3669
























































































































































Jan

Saturday, August 04, 2012

2012 July's Budget Figures

I am changing how we post our budget.  While we still are not including items that are stick house expenses but only what we spend living on the road I thought it would be useful to include our starting envelope points.  This starting point is the money we managed to save for our first year of travel  since we knew we would not have enough in our "standard future" budget.  I've included the amount we had July 1 as our "start of retirement budgeting date."  We will also be putting money in the envelopes but not enough to pay for our adventures over the next year.  We cover envelope budgeting in the tabs above this post.
      In July we traveled from Vermont to Bethel Park in order to make several improvements that would cost nothing there.  For instance, we improved my bed by cutting up an extra mattress (sorry company) and using it to make my new bed. Cost was 0.  We had also decided to purchase a new TV for the trailer so we could use hdmi from the computers to watch hulu or any other internet item.  Lew has more tools and widgets at Stix&Brix so we went there.
     Our 'large expenditures' were the new TV for Marco and a tracfone.  That is, we purchased minutes for a two year old Tracfone we had lying around.  We have on several occasions wanted to contact each other and been unable to with one Cellphone between us.  It was starting to make me uncomfortable to be unable to call for help if Lew had gone biking and I did not have a phone.  So as a compromise expenditure we purchased 2000 minutes for the tracfone.
     Campground fees were items we purchased to camp on Amy's land (hoses, etc) as well as the Passport America membership discussed on this page.  We also prepaid for another trip to be made in August to Darien Lake.
     Once at Bethel Park, I got sick for a couple of weeks, thus the doctor, dentist and drug bills.  You will note that this item will continue to climb because this is me. We will be paying to see the doctors in the hinterlands of the USA! 
    The food bill was a bit high due to the pop and ice cream.


Jan